Empowering Independent Professionals in Burnsville, Dakota County, Hennepin County, Ramsey County, and Beyond

As a freelancer, you enjoy the freedom of being your own boss while delivering valuable services to clients. Whether you're a writer, designer, photographer, or developer, it's crucial to protect your business with comprehensive insurance coverage.

At David Harris Insurance Agency, we provide tailored small business insurance, commercial insurance, and business insurance solutions for freelancers in Burnsville, Dakota County, Hennepin County, Ramsey County, and across Minnesota. We're here to help you focus on your passion while we handle the risks.

Understanding Your Needs as a Freelancer

Freelancers face unique risks that require specialized insurance coverage:

• Professional Liability (Errors & Omissions)Protection against claims of mistakes or negligence in your professional services that cause financial harm to clients.
• General LiabilityCoverage for third-party claims of bodily injury or property damage, even if you work from home.
• Business PropertyProtection for your equipment, such as laptops, cameras, and other tools essential to your work.
• Cyber LiabilitySafeguard against cyber threats that could compromise your data or client information.
• Business InterruptionCoverage for lost income if you cannot operate due to a covered event.

Our Business Insurance Solutions

We offer comprehensive business insurance policies designed specifically for freelancers:

1. Professional Liability Insurance for Freelancers

Covers legal expenses arising from claims of negligence, errors, or omissions in your professional services.

2. General Liability Insurance

Protects against third-party claims of bodily injury or property damage.

3. Commercial Property Insurance

Safeguards your business equipment and home office setup from theft, fire, or other damages.

4. Business Owner’s Policy (BOP)

Combines general liability and commercial property insurance into one package, ideal for freelancers needing comprehensive protection.

Why Freelancers Choose David Harris Insurance Agency

Proper Coverage Tailored to Freelancers

We provide Proper Coverage designed to meet the specific needs of independent professionals. We tailor your insurance plan to protect every aspect of your freelance business.

Prevention, Not Claims

Our philosophy of Prevention, Not Claims means we help you identify potential risks and implement measures to avoid them, ensuring your business runs smoothly.

Smooth Claim Process

Should you need to file a claim, our Smooth Claim Process ensures efficient handling so you can get back to work without unnecessary delays.

Local Expertise in Minnesota

Being based in Burnsville, MN, we understand the local market and challenges freelancers face in Dakota County, Hennepin County, Ramsey County, and beyond.

Experience Supporting Small Businesses

We have a strong track record of assisting small businesses and freelancers across Minnesota, dedicated to helping you succeed.

How to Get Started

Protect Your Freelance Business in Three Easy Steps

1. Fill Out Our Short Form

Click here to provide basic information about your insurance needs.

2. Connect with an Agent

Our experienced agents will reach out to discuss your specific requirements and answer any questions.

3. Receive Your Customized Quote

We'll offer a tailored insurance proposal designed to protect your freelance business.

Ready to secure your freelance business in Minnesota?

Call us at (952) 444-9590 or complete our contact form to get started!