Protecting What Matters Most to You and Your Family

Life is full of unexpected moments. Whether you're buying a new home in Burnsville, commuting through Dakota County, or planning for your family's future, having the right insurance coverage is essential. At David Harris Insurance Agency, we offer comprehensive insurance solutions tailored to individuals and families across Burnsville, Dakota County, Hennepin County, Ramsey County, and throughout Minnesota.

Our Personal Insurance Solutions

We provide a wide range of insurance products to safeguard every aspect of your life:

1. Auto Insurance

Protect yourself and your vehicle on the roads of Minnesota.

• Liability Coverage: Covers bodily injury and property damage to others in accidents you cause.
• Collision Coverage: Pays for damages to your car resulting from a collision.
• Comprehensive Coverage: Protects against non-collision-related damages like theft, fire, or weather events.
• Uninsured/Underinsured Motorist Coverage: Protects you if you're involved in an accident with a driver who lacks sufficient insurance.

2. Homeowners Insurance

Secure your most significant investment—your home.

• Dwelling Coverage: Protects the structure of your home from covered perils like fire, windstorms, and hail.
• Personal Property Coverage: Covers your belongings inside the home, such as furniture, electronics, and clothing.
• Liability Protection: Provides coverage if someone is injured on your property.
• Additional Living Expenses: Covers costs if you need to live elsewhere due to a covered loss.

3. Renters Insurance

Even if you don't own your home, your possessions and liabilities need protection.

• Personal Property Coverage: Safeguards your belongings from theft, fire, or other covered events.
• Liability Coverage: Protects you if someone is injured in your rented home or if you accidentally damage someone else's property.

4. Life Insurance

Provide financial security for your loved ones.

• Term Life Insurance: Offers coverage for a specific period, providing affordable protection.
• Whole Life Insurance: Provides lifetime coverage with a savings component that builds cash value.
• Universal Life Insurance: Flexible policy that combines death benefit protection with the ability to build cash value.

5. Health Insurance

Access quality healthcare with plans that fit your needs.

• Individual and Family Plans: Comprehensive coverage options for medical, dental, and vision care.
• Supplemental Insurance: Additional coverage to fill gaps in your primary health plan.

6. Umbrella Insurance

Extra liability protection beyond your standard policies.

• Personal Umbrella Policy: Provides additional coverage for significant claims or lawsuits, protecting your assets and future earnings.

7. Motorcycle, Boat, and Recreational Vehicle Insurance

Enjoy your hobbies with peace of mind.

• Motorcycle Insurance: Coverage for your bike, gear, and liability on the road.
• Boat Insurance: Protects your watercraft and provides liability coverage for boating incidents.
• RV Insurance: Comprehensive protection for your recreational vehicle, whether on the road or parked.

Why Choose David Harris Insurance Agency

Proper Coverage Tailored to You

We believe in providing Proper Coverage that meets your unique needs. Our experienced agents work closely with you to customize your insurance plans, ensuring every aspect of your life is protected.

Prevention, Not Claims

Our philosophy emphasizes Prevention, Not Claims. We educate you on risk management and safety practices to minimize the chances of unfortunate events, helping you maintain peace of mind.

Smooth Claim Process

In the event of a claim, we're committed to a Smooth Claim Process. Our dedicated team guides you through every step, ensuring quick resolutions with minimal stress.

Local Expertise in Minnesota

As a local agency based in Burnsville, MN, we understand the specific needs of individuals and families in Dakota County, Hennepin County, Ramsey County, and surrounding areas. We're familiar with state regulations and local factors that affect your coverage.

Personalized Service

We take the time to get to know you, providing personalized recommendations and attentive service. You're not just another policyholder to us—you’re part of our community.

Benefits of Working with Us

• Comprehensive SolutionsAccess a full suite of insurance products under one roof, simplifying your coverage management.
• Competitive RatesWe offer affordable premiums without compromising on coverage quality.
• Trusted AdvisorsOur agents are knowledgeable and approachable, ready to answer your questions and provide guidance.
• Community CommitmentBeing part of the Burnsville community, we're dedicated to supporting our neighbors and contributing positively to the area.

How to Get Started

Protect Your Future in Three Easy Steps

1. Fill Out Our Short Form

Click here to complete our simple online form. We'll gather basic information to understand your insurance needs.

2. Connect with an Agent

One of our experienced agents will reach out promptly to discuss your specific requirements and answer any questions.

3. Receive Your Customized Quote

We'll provide tailored insurance proposals designed to offer optimal protection for you and your family.

Secure Your Peace of Mind Today

Life is unpredictable, but with the right insurance coverage, you can face the future confidently. Let David Harris Insurance Agency be your trusted partner in safeguarding your assets and loved ones.

Ready to protect what matters most?

Call us at (952) 444-9590 or fill out our contact form to get started!

Contact Us

Have questions or ready to discuss your insurance needs?

• Phone: (952) 444-9590
• Email: [email protected]
• Address: 123 Main Street, Burnsville, MN

Office Hours:

• Monday - Friday: 9 AM - 5 PM
• Saturday: By Appointment
• Sunday: Closed

Serving Individuals and Families Across Minnesota

Whether you're in Burnsville, Dakota County, Hennepin County, Ramsey County, or elsewhere in Minnesota, we're here to provide personalized service and local expertise.